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We've got you covered. Knoji is a massive community of people who love to shop. We have over 10 million community-verified coupons and discount codes for , brands like Gurus. Verified Gurus promo codes. We hand-verify each Gurus coupon code on our site to ensure it provides a valid discount at ilovegurus.

Site-wide discount codes. We track Gurus store-wide promo codes which unlock discounts on all items across Gurus' online store. Email discount codes. Email coupon promo codes are good for only one purchase, and our community members share email codes for Gurus and thousands of other retailers. Since these codes expire after a single-use, you may need to try a few single-use codes before you find a code that works.

Sometimes, email discount codes may be the only way to save at ilovegurus. To use a Gurus email discount code, simply copy the coupon code from this page, then enter it in the "Promo Code" box at ilovegurus. Gurus free shipping coupons. Looking for free shipping at ilovegurus. We track free shipping promo codes and free shipping offers for Gurus and thousands of other brands, which you can easily find on our Promo Code Finder tool. Rated 2. Work for Gurus? Get Verified for Gurus.

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Best yet, every Gurus coupon code is hand-tested and verified by a community member and backed up with a screenshot from Ilovegurus. Since , we've had 7 total Gurus coupons added to our database, and 6 of these Gurus offers are active today. Of these Gurus coupons, 1 are promo codes redeemable by entering the text code during checkout at ilovegurus.

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It would be best for people like me who do not have too many negatives left on their report. I was with Lexington for 14 months. I had 37 removals, with 10 remaining. I just cancelled this month. I have decided to switch to Sky Blue for those 10, I LOVE their guarantee and they seem to give more personalized advice about which creditors to go after, and which are best to leave alone.

I will give Sky Blue a try at least for a few months. I just signed up with Lexington Law, however I tried them about a year ago and was skeptical so I cancelled. I signed up again, because I am really trying to repair my credit. I also asked about paying of a credit card that was on my report if I wanted to use them again, no response or guidance. They say they removed 15 items and I just signed up a week ago, but they still show on my report.

I just want my score to increase, item permanently removed from a real reputable company, without them taking your money and you see no results. Someone please advise. Hi Rhonda, thanks for reading! As you can see from others who have commented, SkyBlue credit repair might be a better choice for you. They charge less and usually offer better customer service and results. Both links and a phone number are provided in the article above. Hope that helps! Thank you! I will be calling sky blue. I actually removed some my self that were way over 7 years old by just pulling my credit report my self and calling them.

Another issue with Lexington was they were picking and choosing which to remove vs the initial plan we had discussed which Has me still needing to seek credit repair agencies to see if I can get help with those since they are hugely impacting my score! I am currently with lexington law and they have done wonders for removals. I started at a credit score from Jan and we are almost a year in and I am at a I do see a trend about the sending two or three letters at a time.

The price mentioned carries an Inquiry assist and for a while 3 months I continued paying that amount not really noticing no more could be done with Inquiries but they continued billing without mentioning it. So I called to cancel as things were moving slower and they dropped the package to the And so I continued with them. I thank them for that. Now another concern was escalations.

When I chatted via live internet chat and told them about things getting slower and nothing seems to be moving. They said they needed my permission to send out escalation letters. So there are those moments where I question if they are just doing their job and not really on a personal level. Maybe its time to give Sky blue a try after 1 yr with Lexington Law. Let someone else get in there with fresh eyes. I have 17 removed and 8 remaining. Lexington Law has done a pretty good job for me. Well they have but only from two bureaus. Which is causing a lot of frustration for me. Thank you everyone for your comments!

I went through a financially disastrous divorce, family financial crisis, etc and have tried to keep up with everything. I had a stellar credit score and within 18 months it was shot down. I need it to go back up and was hoping to enlist the help of one of the agencies. It looks like Sky Blue will be receiving a call from me.

Some will have better results than others. I received Four 4 letters that they send to creditors that had the wrong address. Two of the letters went to the wrong address of credit reporting agencies. They are extremely slow and will send out 2 or 3 challenges after they have collected thier monthly fee. I saw that my challenges went out the day after my account was debited. I can go on and on about about Lexington Law money only service. Thank you so much for your article.

The comments helped as well! I was just contacted by LL. They gave me the rate of only their top package, so I was a bit leery. I saw on the website that less expensive packages were offered. Great article, great advice. I found the agents at Sky Blue to be much more helpful and in tune with my needs and emotions! Thank you Jack for the information.

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I was searching for the fee that Lexington charges its clients since they seem to always be on top of the list if one is looking for a credit repair company. Jon: in reagrds to how many items you should dispute. They may not take your disputes seriously and they may decide not to go through with all your disputes. However, your credit repair company should advice you about the best way to increase your score. I agree with you Jon. They are only after the money. Not intergrity of helping people out. I wish I would have seen this article prior to using Lexington Law. I was very displeased with their little efforts.

Excellent comparison, Thanks very much. For the record, I have also used both, and feel there is something that could be added. You are correct about Sky Blue not having the bells and whistles, but they blow away Lexington Law Firm in integrity. When I worked with Sky Blue, they gave me solid advice about what to appeal and not appeal. More importantly, when they had done all they felt they could accomplish, there were some items they recommended against disputing , they told me and stopped charging me.

Lexington always struck me as the type that will keep charging you as long as there is anything on your report, whether they have any hope of removing it or not. Whereas Sky Blue proactively suggested I cancel my subscription, I found Lexington difficult to cancel at all. And I am unaware of the validity of this claim or not. If I recall, Lexington had a policy of only disputing things at once, saying it looked bad if you tried to launch huge dispute campaigns. That may be true, but I always had the feeling at least part of the policy was driven by the desire to lengthen the amount of time you had to subscribe and milk you for more payments.

I did not use SkyBlue personally. How ironic. This is so very helpful and you just confirmed my initial choice! Much appreciated and thank you for taking the time to share this with others. Excellent job here! Theses are both great companies. Keep in mind for the consumers that have some spare time, the option to work on their credit themselves might be a good one.

Thank you for this article Jack Ryder. Save my name, email, and website in this browser for the next time I comment. Credit Repair. By Jack Ryder. In this article How does credit repair work? What does a credit repair service do? Who is the best credit repair company? Are credit repair and credit restoration the same thing? What work from the credit repair services can I expect to see? How do I know the right service for me?


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Is using a credit repair agency better than doing it yourself? Credit repair programs and the stigma of credit repair How long will it take to repair my credit history?

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How does credit repair work? Known for: Bang for your buck. Sky Blue offers one of the least expensive credit repair companies that also produces positive results and offers 5-star customer service.

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Price: Sky Blue has one of the lowest prices among credit repair services. They do give you straightforward credit repair services, including fixing mistakes on your credit report, sending good faith letters to your lenders and looking for legal loopholes to get your credit score back to where it should be. Then you can just restart it when you are ready to go again.

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The service is transparent in what they offer and has 20 years of experience in the industry. Here is a full Sky Blue review. Lexington Law Review Lexington Law website. Known for: Cadillac of credit repair. With decades of credit repair experience, Lexington Law is known for offering features and services that other credit repair companies cannot match. Features: The first tier of service, Concord Standard, offers the repair fundamentals, including fixing mistakes on your credit report, sending good faith letters to your lenders and looking for legal loopholes to get your credit score back to where it should be.

The second tier, Concord Premier, adds a second level of assistance, as well as monthly credit monitoring and a credit score improvement analysis. The third tier, PremierPlus, adds identity fraud alerts and personal finance tools to help you monitor your finances.

You do need to call Lexington Law to inquire about this option. Reputation: If you want the greatest service on the books, Lexington Law is a good bet. Here is a full Lexington Law review. Customer service: Lexington Law has a comprehensive customer service network which can be very helpful, including phone, email and chat.

Free Consultation: It can be easier to call CreditRepair. Known for: Popularity. This is one of the most popular credit repair companies, partly because of its name and many CreditRepair. This tier of service offers the basics of credit repair credit bureau challenges, good interventions, etc.

Features: This company offers the basics of credit repair, including good faith letters, fixing mistakes on your report and using loopholes to contest items on your report. It also communicates directly with furnishers and the credit bureaus to make sure changes have been made. In addition, they offer a personalized dashboard like many online investment sites and visual representation of your credit score to help you track your credit repair progress.

On average, it reports a 7 percent decrease in the number of questionable negative items for its clients each month. See our full CreditRepair. Guarantee: Just like Lexington Law, they will only charge you for the month once they have completed the work you agreed upon.

Customer service: It has a sleek user interface, which makes the need for customer service less, but their customer service is still solid. Known for: 7-day trial. The Credit People is one of the only credit repair companies that offers a trial so you can try out the service before committing. Features: The Credit People is much like SkyBlue in that they only offer straightforward credit repair services, including fixing mistakes on your credit report, sending good faith letters to your lenders and looking for legal loopholes to get your credit score back to where it should be.

Cancellation: If you go with the lump-sum option, you can still cancel at any time if you are dissatisfied, or go with the month-to-month option which also allows you to cancel at any time. Reputation: Reviews are mixed on The Credit People. It has several reviews on the BBB website, which average out to about an A- rating. Some online reviews rave about the services, some were disappointed, but everyone agrees that the money-back guarantee is a great perk. Guarantee: The Credit People has a percent money back guarantee if at any point during the six months you are not satisfied.

Customer service: There is limited customer service, with phone hours only between 8 a. Pyramid Credit Repair Review Pyramid website. Known for: No initial fee. Features: In addition to the credit repair fundamentals, Pyramid offers a dedicated personal account manager that walks you through everything to do with improving bad credit through credit help and monitors the progress of your credit repair. Pyramid also has in-house licensed attorneys, which is unusual for a credit repair company. Only Lexington Law offers the same service.

Customer service: Pyramid is known for its excellent customer service. Pyramid offers you a personal account manager to deal with your issues, but also has a complete support center as well as phone service available Monday through Saturday. Credit Card Debt Even the top services do not help you with your credit card debt. Most credit repair companies will accomplish all of the following : Retrieve your credit report from the three credit bureaus Equifax, Experian, and TransUnion Fix errors on your credit reports Help improve your FICO score Negotiate with your lenders to remove negative items from your credit history Take advantage of credit repair law loopholes to have negative items removed from your credit reports.

Things to look for: Do you have to pay money upfront? Companies are only allowed to charge after the work as been completed. Initial fees are allowed as a one-time charge. Does the company guarantee a credit score increase? Since credit repair companies are dealing with third-party agencies the three credit bureaus , there is no guarantee that they will be successful. Can you easily cancel? The CROA requires that companies allow users to cancel the service easily, which is why the most respected companies are on a month-to-month payment plan.

Reputation The Consumer Financial Protection Bureau does fine and prosecute any credit repair agencies that are practicing unfairly. Customer reaction Customer opinion is extremely telling. Our team carefully reviewed the companies above using this and other criteria. Unresponsive Lenders Negative items from lenders that are traditionally unresponsive can also be removed. Other Things to Remember If you think your credit score is suffering from issues with identity theft, an identity theft protection service would be a better option than credit repair, since those companies can help warn you of future attacks before anything can happen to your credit score.

Look over the reports for any information that might be incorrect. If you see anything that might be incorrect, find information that supports you. Write to the credit bureaus notifying them of what you believe to be incorrect. Credit repair programs and the stigma of credit repair. Finding a company: A good way to find a legitimate credit repair company to use is to look for a company that follows these government standards: Option to cancel at any time Provide a list of all services Does not require compensation for uncompleted work Know what to expect: Credit repair is not a magical fix to your credit problems.

How long will it take to repair my credit history? There are many factors that go into repairing credit: Your credit history.